Saturday 14 November 2015

Lodha The Ultimate A Place Where Sophistication And Grace Lie In Every Corner



Who doesn’t want to have a life filled with luxuries and lavishness, but with the way the current price hike in almost everything it makes you drift away from this sweet dream. What if you had a place of your own that has been built by the best in luxury homes with all the world class amenities and have a quality lifestyle, yes that’s true all of this under one roof. Lodha Group has always known for its swanky designs, quality construction and over the edge amenities are the factors that make Lodha The Ultimate stand apart from the rest.

Lodha The Ultimate believes in delivering the best possible product to their customers at the price that is always wisely priced, with their new ultra luxury residences set in the heartland of Prime Central Thane  Majiwada, is set to be the most sorted residential location by far. Designed with the union of definitive abode, the perfect landscape and the ultimate lifestyle, is the ultimate destination for one’s who want a bit more from life.    

Lodha The Ultimate is the perfect amalgamation of luxury living at a wise price thus making it one of the most waited and highly anticipated residential project. Moreover, the most exciting highlight of this wonderland of lavish living is its location, connected through the Eastern Express Highway. With a well-connected to all the major localities add up to the benefits of living in this neighbourhood, with all basic and important facilities in close proximity. Available in 2 BHK and 3 BHK residential apartments makes this as one of the best-suited places for living.

Friday 13 November 2015

Galaxy Diamond Plaza, A Very Own Lavish Commercial Complex In Noida Extension


Galaxy Diamond Plaza, Noida has come up to become one of the most prime and preferred location in past few years, it has been able to attract a number of individuals to buy property in this area. One of the hot spots in the entire Noida zone is the area of Noida Extension with world class apartments and international facilities. 

With a number of world-class residential apartments coming up in the nearby area, the need of an international commercial complex was much needed and now finally Noida Extension is now going to enjoy a world class commercial place.       

Galaxy Diamond Plaza is the latest venture by Galaxy Group in Noida Extension, this commercial project offers retail spaces and shops in various sizes. The location of this project has been quite wisely picked as it is surrounded by many operational residential projects which would certainly act as a catalyst in the success story of this commercial place. 

This is set to be a great deal for both investors as well as end-users as they get an option for purchasing or renting commercial space at exciting prices. Galaxy Diamond Plaza Noida Extension is easily accessible from Yamuna expressway, NH 24, NH 91, DND flyway and FNG Expressway. The special efforts allow us to ensure our homes extremely ventilated and well lit. 

In addition, our flawless Vaastu conformity attracts a huge number of home buyers and investors towards our residential or commercial venture.Galaxy Plaza is a first of its kind commercial complex which is underway and will be located at the upscale locality of C1, Sector 4, Greater Noida West. 

The project spans over an area of 6.5 acres and is envisaged to become a fully independent, environmentally sustainable global city with effective transport & connectivity features. They are bringing the world class amenities and facilities to their project which makes them ahead in offering finest living communities.

Monday 9 November 2015

Gaur 7th Avenue A New Residential Apartment By Gaurson's Group Answer To All Home Buyers Question's



When it comes to buying a house one finds that what the dream home becomes much of a challenge which tends to leave a very negative impact on the user. With most of the quality builder generally tend to exceed over the budget for middle class family making it quite a challenge for them to purchase it. 

Gaur Smart Homes by Gaursons India Limited is the new way of living that been designed and architecture for the smart citizens of India. With the their latest success in residential projects in Delhi (NCR), the latest addition to the Gaursons India Limited family Gaur City 7th Avenue is one of the most brilliant and highly equipped complex for end users as  well as for investors. 

Gaurson’s Group is a name that stands for trust and quality for its past work in Indian real estate market has bought a quality project in Noida Extension by the name of Garu 7th Avenue. With the project spread over a vast area of 200 acres of land that is in close vicinity to NH-24 making it one of the most demanding location in NCR. , 

Greater Noida West offers exclusive facilities and amenities like swimming pool, club house, party halls, theme based gardens, beautiful landscape, rain water harvesting, earthquake resistant, internet facility, security, CCTV camera, sports facilities, shopping complex, intercom facility, jogging rack, grand entrance at the towers, ample parking space, gym and kids playing area.

The concept behind Gaur City is to provide its customers not just a place to live in but an entire environment to support healthy and convenient living environment. The location of this project is most demanding in NCR because of connectivity and accessible facility. 

Each part of NCR is well connected to this location and all reputed destinations are well connected to this location like Connaught Place, Formula one racing track, Night Safari and etc. All of these location as well as upcoming cricket stadium and airport of Noida are well connected to this location.

Friday 6 November 2015

Living Is Just like Nourishing A Tree And That’s What Has Been Captured In Godrej The Trees



Life as we know is just like planting a tree in your backyard, you first pick the seed then give it complete care with time. The same happens when you purchase your own home you very carefully choose the house and then for the rest of your life you put in all your efforts to nourish it. 

Godrej Group with their new residential project The Trees has been designed to make sure that they give you a home that has been nourished, so that you can cherish your memories there. “We understand that our products, whether it is consumer durables or real estate, are being used by humans who have sensibilities and the sensibilities are changing.”

This new residential project by Godrej Group is suitably done with fast possession and with all latest interior design and provides comfort way of living at Vikhroli, Mumbai. Godrej The Trees is filled with all the world class amenities which would make life comfortable like never before with a touch of modern lifestyle.

This project is set to provide customers with solid structure with unique design and stress free life like no other place on earth as beautiful as your own home.
Godrej The Trees is an awesome sensation and also a good savings for your future, because the capital of India is a Hot Residential Place, the majority of people prefer buying property in Godrej Group. 

A great deed of thoughts and effort have come together to make your life joyful and happy with all luxurious facilities such as swimming pool, club area, Pollution free garden. Godrej The Trees Mumbai offers stylish Apartment with stylish way of life, and a top class project cover a miles and miles area of land, which is admirably intended and maintain through eye pleasant received surrounding area. 

In command to give the proprietor bright air and numerous sunshine for existing comfy life and offer you such a quiet deal which assure you in all aspect of life and by choose it you will for no reason feel at error and unsecured. Godrej The Trees Group offers a mixture of facilities which is are as-Tennis and Basketball Courts, Yoga Centre Chip and Putt Golf Course, Golf Course Club, & Splash, Pool Spa.

Thursday 5 November 2015

Lodha Group To Change The Entire Meaning of Luxury With Its New Project Lodha Luxuria



The Maharashtra administration’s workers have planned to revitalize the 96 acres Bandra colony on the build and transfer basis. The residents have complained as most of the housing properties in the colony are not in the best shapes and need to be renewed. 

They optional that redeveloping the area will solve this problem and might as well provide for extra land for real estate growth. Bandra colony houses about 5,000 families. Considering this, the transfer of the current staff in a multi-storey building will require around 25-30 acres of land and the rest of it can be used for further development by the government. 

Lodha Luxuria Mumbai is one of the sectors that safeguard huge main gain in long run. The Lodha Luxuria Mumbai is a part of India has bought a good-looking range of possessions promise to application ecosphere class accommodating situation of international usual. Mumbai is receiving cramped by the day as an estimated 300 poor families arrive each day in search of work. 

Lodha Luxuria real estate as per the history was simple in their profile with negligible amenities. LODHA LUXURIA mumbai is suitably named the profitable and business capital of India as forty percent of India’s taxes come from this city unaccompanied. 

A beloved with the NRI citizens, Mumbai is certainly one of the most preferred destinations in India for real estate assets. Buying apartments in Mumbai is considered a big asset that will always earn rich dividends as Mumbai property values are at par with most of the advanced and developed cities of the world.

Today Lodha Luxuria Lodha Group the apartments, buildings and properties in terms of quality and style, Hiranandani Real Estate has added a feather in the cap of Mumbai Real Estate. It has been rightly marked that property developers have been instrumental in shaping the standard of living as well as commercial activities of Mumbai. The Lodha Luxuria pre-launch market clearly indicates a market trend of an exceptional increase in offices and commercial unit’s requirements.

Rise In The Midst Of Organic And Natural Ways Of Living With Rise Organic Homes



Our life is a reflection of the choices or the decisions one takes, but if one’s mind is unsettled these decisions back fire. The kind of fast paced lifestyle we are a part of it becomes very important for us to calm our mind so that we may take wise decisions. Why is it that when you are tired of working and need some time to relax you feel like going to a place where nature is in abundance? The answer is quite simple nature is what soothes your sense and mind. 

Nature is a one precious gift of god that helps us calm our mind that helps in taking life changing decisions, keeping this simple thought in mind Rise Developers have come up with concept homes that are build by the nature and for the nature lovers. Rise Developers Organic Homes is a perfect example of how ones home can be in peace surrounded by nature and still live in amid subtle luxury. 

This has left whole of Ghaziabad in a buzz and with this new nature oriented residential apartments is set to change the city forever. This is state of art project is currently under construction and is set to deliver the project on the timeline mentioned by the developer with the idea of work, play and stay in their solid residential complex.

With such a hectic lifestyle that always keeps us under its pressure, the need of a holiday becomes quite important as if helps us disconnect from our daily busy schedule. What if there was a home where you could go every day and relax, so it’s not just a home but it is your everyday holiday home. Organic Homes is such a holiday home where you can connect with nature on daily basis thus helping you find peace for your mind and soul.

The location of this residential project is quite significant as it is situated on the NH – 24, Ghaziabad has already become one of the most awaited residential project in the entire Delhi - NCR region. It is set to raise the bar as far as the standard of living goes at the same time it would also have facilities that would pamper its end users forever and ever. This uniquely designed and sophisticatedly crafted project comes with 2 BHK, 3 BHK and 4 BHK residential apartments in various sizes  to make sure it has enough space for you and your loved ones memories to comfortably fit in.

All the major and prominent locations are in close proximity like Shastri Nagar, Kavi Nagar and Raj Nagar. This green project is also in close proximity to the all important Gurgaon, Faridabad, Indirapuram, Noida and the national capital of Delhi. Therefore, accessibility and connectivity will never be a concern for those living at Organic Homes.

These homes are set to be one of the most nature friendly, organic and green residential living space of the Delhi-NCR region. This project is surely going to be the first step towards quality, comfortable and organic ways of living which was earlier missing in the Indian Real Estate Market.

Wednesday 4 November 2015

With Great Investments Coming In Mumbai, Buying Your Own House Here To Become Affordable



To build about 2,000 affordable houses in Goregaon of Mumbai, the Maharashtra Housing and Area Development Authority (MHADA) plans to utilise nine acres of land, located in front of Hyper CITY.

This may well come as a ray of hope, albeit little, for the affordable housing project in the city, as the land can now be used for creating more residential stock. A MHADA official said that they have started the process of floating a scheme to bring this land under development.

Along with the urban areas, including the cities of Navi Mumbai, Thane, Kalyan, Dombivali and Bhiwandi, it is one of the most populous urban regions in the world. Mumbai lies on the west coast of India and has a deep natural harbour.

Canada's pension fund is ready to invest $2 billion in affordable housing in Mumbai, Maharashtra Chief Minister said, in a move that would boost Prime Minister Narendra Modi's goal of providing cheap housing to millions of people.
"A week back, the Canadian ambassador, informed me that the Canadian pension fund is ready to invest $2 billion in Mumbai for affordable housing," Devendra Fadnavis told reporters.

With Mumbai being the centre of major financial transactions has always been a hot spot of buying property and investing in real estate. With number of Developers like Lodha Group, TATA Housing, Godrej Properties and Hiranandani Group who have delivered number of High End and Affordable Housing for people of Mumbai. There is no getting around it – Mumbai’s property market is legendary.

Public transport systems in Mumbai include the Mumbai Suburban Railway, Monorail, Metro, Brihanmumbai Electric Supply and Transport (BEST) buses, black-and-yellow meter taxis, auto rickshaws and ferries. Suburban railway and BEST bus services together accounted for about 88% of the passenger traffic in 2008.

It Is Going To Rain Gold This Diwali In Palava City.



Even though the city of Mumbai in the last 9-12 months has seen some slowdown for the real estate industry, Abhinandan Lodha, deputy managing director, Lodha Developers is confident of growth for his organisation.

According to him the new 4000 acre Lodha Palava City project would garner a bottom-line of around Rs 600 crore every year, over the next 5-6 years and a total of around Rs 4000-4800 crore, over 8 years after paying all the taxes. Lodha Palava City is a 4000 acre township located in suburban Mumbai.

This project will give an average of 60 to 90% returns to the Investors and Home Buyers across a time frame of 5 years plus. With a staggered payment approach and Bank Funding there is no other project available with a ticket size of 40 Lakhs plus to match the infrastructure with this project.
With Mr Bachchan being the Brand Ambassador, it brings the added confidence to the home buyers and investors who have grown up seeing the Shahenshah of Bollywood and with him being the First Citizen would mean a lot to them.

Lodha Palava is set to make an epic dhamaka during this Diwali season with great offers that would not only with mop up savings, gold gifts and extra savings on special units - making a gross saving of up to Rs. 7.92 lacs.

The Lodha Group has absolute ambitious plans to make the city a dream for each Indian.  Lodha group has not left any stone unturned to ensure that they have a huge success to Palava City. Lodha Palava City is world’s finest Town Planning Companies, Architects and Professionals who have studied the development across the globe.

Located in the Mumbai Metropolitan Region, Palava is the largest-ever private, completely planned urban development in India – it aims to be India’s most livable city, and one of the top 50 most liveable places in the world, by 2025.

Monday 2 November 2015

Chandigarh "The Beautiful City!" To Set Become Next Spot For Home Buyers.



Chandigarh, also known as The Beautiful City, is a city and a union territory in the northern part of India that serves as the capital of the states of Punjab and Haryana. As a union territory, the city is ruled directly by the Union Government of India and is not part of either state. 

Good-quality real estate in Chandigarh is becoming a scarce commodity in the sectors that have good infrastructure. There is virtually no piece of land free in premium sectors like Sector 5, Sector 7, Sector 21 and Madhya Marg. 

After Chandigarh, it is becoming exceedingly difficult to find freehold land in Mohali, Kharar and Panchkula. Nearby areas like Zirakpur, Baltana, Dhakoli, Dera Bassi and Mani Majra are much in demand now. 

The prices of land here are almost half of that in Delhi and thus people are flocking to these new and upcoming areas, despite poor infrastructure and lack of maintenance. Investors are laying huge bets on these areas. 

All the people from the nearby as well as far off towns and cities pack their bags and head to the city of dreams, Chandigarh. Some arrive in Mohali to make both ends meet while some plan to try their luck either in movies or in the glamorous world of fashion. 

There is another category which comes to Chandigarh - the educated, well-qualified youth for a better career opportunity. All the people migrating to Chandigarh with some hope or the other naturally add to the existing population, adding more pressure fuel to the existing population fire. 

Chandigarh-based property brokers, says that people are now buying property in Chandigarh sub-urban areas not for residential purposes but for investment purposes. This attitude reflects a sea-change in the mentality of users.

WTC Chandigarh To Bring Mohali On The World Business Map


Chandigarh is considered to be one of the wealthiest towns in India, with its renowned infrastructure that has lured real estate investors over the years. Its main advantage over the years for the home buyers is its infrastructure, IT sector and close proximity to Delhi, Haryana and Punjab. But now, the status of realty in Chandigarh has further notched up.

After its inception, time has now reached, where the city has shined the brightest of all times in the realty arena. The World Trade Center is set up in Mohali, Chandigarh very soon. It is presented by the international realty giant, the WTC Group.

The New York based World Trade Centre Association (WTCA), that has a network of business centers across the sphere, comprises of Dubai, New York, Chicago, will build up a Grade A+ high-tech amenity at Mohali. As per Eric Dahl, encompassing workplace spaces, conference conveniences, auditorium, retail stores & exhibition area.

The WTC Chandigarh is the first ever upcoming WTC Tower of Chandigarh. The WTC in Chandigarh has modernized the idea of doing business in India. The associations, having workplace spaces in the WTC is taking pleasure in International standards of conveniences & expertise encompassed video conferencing facility, constant admission to the Internet, small, personal transitory meeting place, high-tech business rooms, and conversion aptitudes.

The World Trade Centre is to be set up in Mohali, Chandigarh pretty soon, it is presented by the international realty giant, the WTC Group. It is going to be an important factor as WTC Mohali is located at a strategic location with great connectivity entrance from the well-known Expressway and from the Airport of the city.



Saturday 31 October 2015

Bangalore "The Silicon Valley of India", To Become Hot Property In Coming Years.



Bangalore is known as the "Silicon Valley of India" because of its role as the nation's leading information technology (IT) exporter. Indian technological organization's ISRO, Infosys and Wipro are headquartered in the city. A demographically diverse city, Bangalore is the second-fastest growing major metropolis in India.

It is home to many educational and research institutions in India, such as Indian Institute of Science (IISc), Indian Institute of Management (Bangalore) (IIMB), National Institute of Fashion Technology, Bangalore, National Institute of Design, Bangalore (NID R&D Campus), National Law School of India University (NLSIU) and National Institute of Mental Health and Neurosciences (NIMHANS). Numerous state-owned aerospace and defence organisations, such as Bharat Electronics, Hindustan Aeronautics and National Aerospace Laboratories are located in the city. 

Bangalore has a multi-cultural population with good social infrastructure, excellent educational institutes and constantly upgrading physical infrastructure. Currently, the most promising residential micro-markets are Outer Ring Road (ORR), Sarjapur Road, Whitefield and North Bangalore.The city has been the fastest-growing city of India since the past few decades. 

IT has been the major growth driver and is responsible for aggressive real estate development in the city. There is good reason why real estate in Bangalore is proving to be a huge success. State of the art infrastructure, all amenities in close call and projects in prime locations has all added up to the value of properties in Bangalore. To name a few of the hot locations in Bangalore: Whitefield, Koramangala, BTM Layout, HSR Layout, Malleshwaram, Indira Nagar, M.G Road, Ulsoor etc are some of the most wanted localities by Investors & Developers. 

Bangalore is one of the most promising markets for villa projects in India. Villa and row house developments are most active in the North Bangalore, ORR, Sarjapur Road and Whitefield micro-markets. High-end residential property buyers in Bangalore are very sensitive in terms of amenities, product quality and unit sizes. 

Lots of new projects, multiplexes, gated communities & constructions with excellent architectural designs have come up in Bangalore. The real estate success in the city is a symbol of the investor satisfaction. Builders have delivered the projects keeping in mind the needs & demands of the potential buyers. Today, owning a property in Bangalore is sure to yield good returns in the future.

Appreciable fact is that even the outskirts of the city is developing at a rapid rate, making the projects a good buy throughout the city.

L&T Realty Brings Raintree Boulevard! Beautiful Homes Safe Investment Backed By A Name That Assures Peace Of Mind.




L&T Realty is the real-estate development arm of Larsen & Toubro. L&T is a major Indian multinational in technology, engineering, construction, manufacturing and financial services, with global operations. Its products and systems are marketed in over 30 countries worldwide.

L&T Raintree Boulevard is a premium lifestyle mixed-use township located in serene locales of Hebbal, Bengaluru. This mixed township is spread across an area of 65 acres of pristine greens that have been designed and crafted for a perfect life where you can cherish each and every moment with your loved ones. 


L&T Raintree Boulevard is one of a kind residential complex that is spread across a sprawling area of 65 acres that have two main boulevards lined by trees. Well designed 2 BHK, 3 BHK and 4 BHK apartments that range that range from 1320 sq ft to 2790 sq ft, enough space that can acquire memories for everyone.


The biggest advantage of this project is its location, as the project is in HEBBAL, 1.5km from HEBBAL flyover. This project is filled with world class amenities and sophisticated facilities that would make life more simple here and make it comfortable for its users. This is set to be a path breaking residential project that would satisfy its end users and also would be a great investment opportunity for the investors.


Raintree Boulevard has excellent connectivity with all the civic infrastructure like 10+4 Lane Road (NH-7/AH43) that provides easy connectivity to the Central Business District through the Bellary road. It also offers faster connectivity through an expressway flyover planned from Hotel Chalukya to Hebbal and is in close vicinity to BIAL Airport.

Friday 30 October 2015

Government Of Maharashtra To Use No Development Zones To Develop More Affordable Housing Projects in Mumbai



It is a well know fact that staying in Mumbai can cost you a fortune, as the rate of properties in Mumbai always go high. One of the major factors that adds to this highly expensive real estate market is the mismatch ratio of high population in the city to the actual area for residential complex. To overcome this hurdle the government of Maharashtra has considered opening up land parcels under the no development zones as well as plots belonging to Indian Defence personnel in the effort to construct affordable houses in Mumbai.

As per Prakash Mehta the blueprint for affordable housing in Mumbai would be ready soon and if required they might also look into salt pan land, defence land, airports authority and BPT(Bombay Port Trust) for this mega project. The minister also stressed on the fact that there is a huge demand for affordable housing in the country’s commercial capital.

For this mega housing project, the land is spread over an area of 350 acres that would mainly focus on the eastern coast, under Bombay Port Trust’s control. According to Mehta, Maharashtra government has entered into an agreement with the Ministry of Defence that will allow land under its control in Mumbai to be used for mass housing project.

At the inauguration of MCHI's property exhibition in Mumbai he added, "For this purpose, we will be using the defence land that has been encroached upon by slum dwellers. In exchange of this, we will allot them land in other parts of Maharashtra." He encouraged developers who drew his attention to high taxes and development levies, to develop more affordable housing projects in the city.  

As per Mr Mehta, "We need 11 lakh affordable houses in Mumbai, and we would like to get your (builders') support on this. We need these houses within Mumbai and not in Mumbai Metropolitan Region. We will take care of MMR (for affordable housing), you focus on Mumbai.” He was referring to developer’s suggestion that they will be able to build affordable houses in Mumbai Metropolitan Region that includes areas such as extended suburbs of Vasai, Virar, Badlapur, Ambarnath. Mehta said he hoped to get a commitment within a month from developers to build affordable houses in Mumbai. 

Oberoi Sky City Launches A Residential Complex Made In Heaven.

When you plan to buy your own home you just don’t plan for next 10 years but you visualise your entire life there with your loved ones. Keeping this simple thought in mind there are developers who have shifted their focus to make homes for end users in which they can cherish their dreams and tailor their homes as per your necessities.  

A desirable home is one where you get a quality life that is time proof as well as it gives you an option to customize your paradise. Once the customer or the end user starts searching for the ideal home for themselves, they come across encounters which are not that encouraging to make your dream turn into reality.

If you are looking to purchase a house which gives you all the world Class Amenities, Sophisticated Facilities, Marble flooring for living room, Dining Room, Kitchen and All Bedrooms, Vitrified Tiles for Bathroom Flooring, Kitchen Platform with Stainless Steel Sink with Drain Board, Aluminium Powder Coated Windows, Laminated Internal Flush Doors and Video Door Phone. 

One of the developers who offer all this with price that have been wisely priced is Oberoi Realty, they are coming up with a new residential apartment that have been designed and crafted with perfection. With amenities that have been thoughtfully chosen, grand design aesthetics, beautifully carved out landscapes and acres of open spaces, Sky City offers a global lifestyle where residents can mingle with a discerning community and soak in the finest luxury.

Their name has always stood for quality construction and timely possession, they tend go a slightly over the range, with the brand such Oberoi in the picture this gives a customer the assurance that helps make one trust them. 

The same has been replicated in their new project, with their inspiration from the beauty of multi-terraced gardens, Sky City is literally an aesthetic experience on many levels. Grand pathways, sylvan nooks and corners, breath-taking entrances and a rare tranquillity everything here has been finely thought through to create a living environment that transcends the mundane into the realm of dreams.

Thursday 29 October 2015

Five Fantastic Ways to Save Money On Your Home Loan


When you go into terms with your lender it is a long term commitment that you are going into. One should be well versed and informed about both the sides of the coin, as the key to a stress free loan term is making timely repayments. 

If you have already planned your finances in a way that you would be comfortable paying your monthly payments, then time should not haunt you. Below mentioned are some great ways that would help you purchase your own dream home as well as make sure that you have stress free loan tenure. 



  • Keep A Close Eye Your CIBIL Score And CIBIL Report:

Once you start planning of buying a home for yourself, you should start keeping a close check of CIBIL Score and CIBIL Report as they play a major role in any kind of loan processing. A satisfactory score and if you have not availed any new loan or credit in past six months, ahead of applying for a home loan. 

Do make sure that all the other details in your CIBIL report are correct, so that your loan application doesn’t get stuck on account of your CIBIL score. Once you get are able to put your CIBIL together if your score goes above 750, this mean you can now go about loan shopping. 



  •  Do Your Research:

This is a chance for you to get to know the ground realty and helps you gather as much knowledge as possible, which would eventually help you frame a broader picture. Once you get into doing research work all by yourself you can calculate it yourself the best home loan that there is available for you. 

With the festive season having commenced, it will not be unusual for banks to entice prospective customers with teaser rates that may lure in to leap in, but do look before you leap.


  • Negotiation is a Powerful Tool For You: 


When your Loan Application gets approved on the basis of your File, CIBIL Score you would be assigned a loan officer who will be the point of contact for you till your loan is approved and get your cheque or the amount transferred into the bank account. 

While your Loan Officer would try to prove his point, but if you have done your research you would not be fooled, make sure you have availed of every professional benefit you are eligible to avail of and get as many charges waived off as possible. A high CIBIL score gives you the power to negotiate, so make sure you make optimum use of the same. 


  • Pay As Much As You Can As Down Payment: 

It is very important part of having a stress free loan tenure, if you pay maximum amount of Down Payment it would eventually help you. As the interest you would be charged would be on a much less principal amount, that would not only help you reduce the span of your loan tenure but also reduce the total amount that you would repay to your lender. 

Try making as much as you can in form of down payment, even if it means stretching yourself beyond your means. 


  • Pay The Same EMI Despite A Falling Interest Rate: 

With the Reserve Bank Of India surprisingly slashing the rate cut in past few days means that now even the banks would have to reduce their rate of interest as well. If you are on a floating rate of interest, it obviously means that your EMIs will be smaller and your monthly outgo will be lesser, mean while the temptation to make lower payments can indeed be attractive but it is definitely not the best option to avail for.

Wednesday 28 October 2015

TATA Goa Paradise And Facebook Join Hands To Bring Real Estate To Its Digital Level.



In the 21st century with Facebook turning out to be one of the most dynamic and integral part of our life, as from the moment we wake up to the moment we go to sleep we keep ourselves constantly posted and updated by this social medium. 

TATA Housing has set a vision to use this source of medium and offer customers opportunity to see and purchase their new project TATA Codename Goa Paradise online. Tata Housing has announced “Social Sell”, a one of its kind service that would let users on Facebook in India to sell houses in its upcoming project in Goa. 

This is one of a kind initiative, via which customers can get registered through Facebook to make sure that they receive their unique invite code, assisting them to login on October 26th login on October 26 to book limited homes at this project “Codename: Goa Paradise” on a first come first basis.

This state of art residential complex is spread across an area of 5 acres, the project is a premium resort themed. Situated close to the Goa airport at Dabolim this project is marketed as a leisure home.

Over 132 million monthly active people in India and people across the world on Facebook can participate and get an opportunity to book a dream home in Goa. This initiative will provide inspiration to other brands to drive awareness, generate leads and deliver sales on Facebook,” said Kirthiga Reddy, MD, Facebook India.

TATA Housing pioneered the concept of online home buying in India India when it partnered with The Great Online Shopping Festival by Google in December 2013. Since then the company is coming up with innovative ideas to sell homes at its various projects.


Saturday 24 October 2015

"Explorer the yet explored!" Indian Places that are the next thing in Real Estate Market.



One of the leading website in Indian Real Estate Market conducted a research that was to identify the best and the most ideal location from investment point of view across India in 2015. With the soul mission of this study was to facilitate and pass of information based on concrete data for a more stable investment. 

The report was conducted on the basis of the data compiled in March 2015 and also kept a check on residential property price trends for over the past one year and had shortlisted up to 50 such localities and areas. 

Out of all the 50 localities and areas that have been shortlisted, below are some new locations in the city’s that are already giving positive signs in Real Estate Sector. These have been the few for this week, rest coming soon.


"Explorer the yet explored!"


Ambegaon, Pune:

Ambegaon is one of the most upcoming locations that is situated on the outskirts of Pune and it also offers a good valuation investment proposition. With its great connectivity with the inner city as well as to Mumbai - Bangalore bypass. 

Ambegaon also falls within Pune corporation limits, thus indicating a good chance of getting better infrastructure compared to other areas in the outskirts.

Guduvancheri, Chennai:


Chennai is a developed market in terms of real estate with great property at amazing prices. However, there is lot of potential for growth of the market in the outskirts with a good demand and supply-balance in its existing market. 

After Oragadam and Sriperumbudur, Guduvancheri is an upcoming real estate hub in the outskirts of Chennai. This locale is situated along the Chennai - Trichy highway and has become a fast developing residential area between Tambaram and Chengalpet. It has especially seen a high demand for plots in the recent past owing to well established basic infrastructure, such as schools and 
markets.

Rajarhat New Town, Kolkata:

This is located on the outskirts of Kolkata and is a fast growing satellite city planned by the West Bengal government. Consisting of two villages, Rajarhat and Bhangar, this area is being developed in the north eastern parts of Kolkata.

 This is about three times the size of Salt Lake and is home to many IT companies. Corporates have purchased land in this area with plans of developing them at a later date. It is already home to many residential and commercial projects.

Friday 23 October 2015

E-Registration: A Step Towards Realty Market Transparency. The New Way That Will Make The Real Estate Back On Track



The most frequently-occurring type of disagreement in Indian real estate is land dispute. Cases range from of illicit land grabbing and illegal land sales to instances of purchase of land where no actual purchase has taken place.

E-registration has simplified the process for providing evidence of titles and facilitating transactions, and will go a long way in preventing the unlawful disposal of land. 

This online registration system effectively put paid to the various underlying problems and loopholes in the traditional land registration process, based on the Land Registration Act of 1925, which typically involves Powers of Attorney, sale or mortgage of. 


TREE OF OWNERSHIP : 

If a piece of land has been passed on for generations or has seen multiple owners over time, a proper hierarchy of land holding needs to be available so that current buyers or tenants can ascertain the exact value of land or the rent according to current market values. 

This is possible only when there is complete transparency in document verification and full disclosure of details about the property - gross carpet area, number of rooms, foundation details and wiring blueprints. 

ROLE OF A BROKER :

Does e-registration also negate the need for a real estate broker? This is a fair question. While all details of the property may be available online, this may not be enough information to make a firm investment decision. 

The question of whether a particular property, regardless of how many details are available online, makes good investment sense in light of many other options can only be answered by a knowledgeable consultant.

E-REGISTRATION PROCEDURES :

Since property in both urban and rural areas property comes under the jurisdiction of the same State Government and both types of areas are managed under a Tehsil (aka taluk or mandal) the e-registration of property (housing or commercial rental) is fairly similar. 

The process will only differ if the land is vacant or occupied (built upon). For vacant land, valuation is done at current market price while for occupied land (with built-up prope) 

BENEFITS OF E-REGISTRATION :

The usual resource challenges at Registrar offices are reduced drastically, allowing them to tend to more sensitive matters like disputes. 

-The details and documents pertaining to land records can be accessed online at any time. 

-Transparency in the registration process increases significantly, thereby also rationalizing broker fees and negating the need for bribes to officials 

-The software calculates the stamp duty.

Tuesday 20 October 2015

Things to know before you apply for a Home Loan


India is a great place to buy a real estate asset, as all you need to have is the will to buy the property of your own choice, for the rest there are number of companies and banks to provide home finance. 

There are new policies and initiatives that have been taken by number of banks and financial institutions have come up with number of repayment options as well as loan options in the financial market.   


Home Loans:


The loan that is offered to the customers who want to buy, construct or renovate a residential property is eligible to apply for Home Loan. Home Loans are unsecured loans as they are provided without a security, depending upon an applicant’s financial condition and profiling.

NRI Home Loans:


NRI Home Loans are simply like any other home loans issued to individuals living abroad for purpose of career or business. These too are insecure loans as not backed up by a financial security. There are a few things that may differ from a regular Home Loan, for example the rate of interest, the tenure and also the finance amount may differ. 

Loan against Property:


Loan against Property or Property Loans are loans which are offered to interested customers against their real estate asset. These are secured loans as are backed by a real estate asset of the customer taking out loan. There are a number of documents which are required to be submitted while borrowing Loan against Property India. 

Documents necessary for Property Loans:


Your Evidence of residenceA ration Card / Telephone Expenses / Power Expenses / Voters Card will do.

Evidence of Identification - A Voter's Card / Motorist's Certificate / Company's Card will do.

Your latest Bank Declaration/Passbook - from where you can show your wages / incomes being acknowledged from the past 6 months.

Salary Slip - last 3 several weeks with all deductions shown. A Form 16 from the last 2 years will also be required.

Copies of all Real estate asset Records - of the property in question that you select to commitment for the loan.

*If you are a self employed professional/individual, you will require the following documents:

Certified Financial Declarations for the past 2 years.

Evidence of Property - A ration Card / Telephone bill / Power bill / Voters Card will do.

Evidence of Identification - A Voter's Card / Driving license / Company's Identification Card will do.

Your latest Bank Declaration/Passbook  - from where you can show a wage / income being acknowledged from the past 6 several weeks.

Copies of all Real estate asset Records of the worried property that you select to commitment for the loan.

Monday 19 October 2015

Lodha Palava City, the first smart city of India for its Smart People




Even though the city of Mumbai in the last 9-12 months has seen some slowdown for the real estate industry, Abhinandan Lodha, deputy managing director, Lodha Developers is confident of growth for his organisation. 

According to him the new 4000 acre Lodha Palava City project would garner a bottom-line of around Rs 600 crore every year, over the next 5-6 years and a total of around Rs 4000-4800 crore, over 8 years after paying all the taxes.

Lodha Palava City is a 4000 acre township located in suburban Mumbai. Out of that 250 acres have been developed and sold which has over 20,000 units exist. They are now developing 650 acres and expect to have 1 lac units by 2025. Current pricing ranges from 40 lakhs to 60 lakhs for 1 to 3 BHK. 

The company has grown by around 27 percent as compared to last year both in terms of topline and bottomline. Current debt for the company stands at Rs 5600 crore, which is fully serviced by internal accruals, said Lodha. The Lodha Group has absolute ambitious plans to make the city a dream for each Indian. 

Lodha group has not left any stone unturned to ensure that they have a huge success to Palava City. Lodha Palava City is world’s finest Town Planning Companies, Architects and Professionals who have studied the development across the globe.

This project will give an average of 60 to 90% returns to the Investors and Home Buyers across a time frame of 5 years plus. With a staggered payment approach and Bank Funding there is no other project available with a ticket size of 40 Lakhs plus to match the infrastructure with this project. 

With Mr Bachchan being the Brand Ambassador, it brings the added confidence to the home buyers and investors who have grown up seeing the Shehenshah of Bollywood and with him being the First Citizen would mean a lot to them. In an Industry First move, the Lodha Group has signed in Mr Amitabh Bachchan as the First Citizen of the Palava City, the New City for the New Generation developed by the Lodha Group.



Saturday 17 October 2015

Banker and Developers take necessary initiative to boost sales in Real Estate.




Bankers and Developers on same wavelength to make Real Estate a better place! The rate of interest may now vary between 15 and 35 basis points across the banking industry can fuel the demand which is already being stoked by the government’s programmes such as Smart Cities, Affordable Housing and Digital India with a focus on reducing the inflows into cities which are bursting at the seams.

With the reduction in interest rates by the banks has acted like a spark that the real estate market had been waiting for, with Home Loan interest rates on a slope, lenders are now more optimistic. SBI and Housing Development Finance Co which have shed their reluctance in passing on the Reserve Bank of India’s past rate cut.

New policies and initiative taken by the RBI and Indian government together like reducing the interest rates in Home Loan as well as building 100 smart cities are seen as a major step in boosting the stagnant real estate sector.

As per the I-T law, the buyer of an immovable property worth Rs 50 lakh or more is required to deduct (and deposit) withholding tax at the rate of 1% from the consideration payable to the seller. In case of failure to comply with the provisions, interest and penalty are imposed on the buyer.

Buying an apartment and your TDS formalities are thus, if the purchase price of your flat is Rs 50 lakh or more, then you have to comply with the tax deduction at source (TDS) obligations. You will be required to furnish information about the tax deducted and deposited online on the Tax Information Network (TIN) website in Form 26QB 
(URL is https://onlineservices.tin.egov-nsdl.com/etaxnew/tdsnontds.jsp).  

Thursday 15 October 2015

Five basics to make your Home Vastu Compliant



Vastu Shastra has now become an integral part of any construction or home interior, while the number of Vastu Experts in our country now equals to the number of cricket experts. The experts in Vastu generally tend to differ from each other on what rules or principles to follow, with this blog we have tried our level best to gather all important information one can use and what to chose and not to is at your discretion. 
Our vision is to just provide our users with information that would make your life simple and effective I just five easy ways. 

1. Pre-construction:


Before you start the construction on your plot it is advisable to perform Bhumi Pooja or the worship of mother earth, as it is done to get blessing from her and makes the beginning of the construction auspicious and marks a good start to the proceedings.

2. House Entrance:


The Entrance of your home is the first point of interaction for anyone who comes to visit, so it becomes very important that you place your entrance accordingly. The most auspicious and advisable direction for ones entrance is the East, as the sun rises from the east. This brings in positive energy and light into your Home, if you want your entrance somewhere other than East, in that case North East is also a good option.

3. Kitchen location:


The location of your Kitchen should be such that it faces the East side and when you cook you should be facing the East side. Just one important note that one should always keep in mind is that your Kitchen should not be located directly in front of the main door of the house.

4. Master Bedroom:


The Master Bedroom is the place where you spend most of your time and thus it becomes an integral part of your house. The master bedroom should be located at the South West of an East-Facing home. If you ask me I would suggest you that, if you will follow 2nd and 3rd point, you can sleep soundly, without having to let the aroma or the noise accompanying the cooking to wake you up. 

5. Toilet location:


Your toilet’s location is also a quite a vital aspect from both perspective of Vastu as well as general health and aesthetics angle. The ideal location is to be located in the North/West corner of the building or North/West corner of the rooms. If this is not possible, South East toilets are allowed. It is also recommended (and sensible, in our opinion, we might add), that the toilets, kitchen and Pooja room in the house should not be adjacent to each other.

Tuesday 13 October 2015

5 Useful Home Loan Tips for Home Buyers


Buying a house is once in a lifetime decision that one takes, as the spiralling prices of the property and the high rate of interest rate regime in the market. It becomes very important to find and select the right home loan product in the market becomes much more significant to avoid any uncertainty in near future.

Do Your Research:

It is very important for the customer to do their homework and their research work, as the agents generally are bias. There are certain banks that provide Home Loan at quite significant low amount but they pay less commission to agents thus they don’t encourage customers to take loan from such banks.

Look into parking your additional Funds:

With few banks you get the opportunity to allow borrowers to invest their additional funds in the loan accounts. This makes a significant difference with reduce the interest rates from the principal amount for the time that amount was invested. Such features have been added recently making this more efficient.

Know about Floating and Fixed Rate of Interest

Banks normally offer two types of interest rates, Fixed Interest Rates and Floating Interest Rates. Floating Interest Rates are offered majorly by government banks as these vary according to the market, while fixed rate of interest are mainly provided through private banks and are fixed for the tenure. Usually floating rate of interest is cheaper than fixed rates.

Set your CIBIL Score right:

CIBIL Score plays a major role in helping you get attractive offers, it has been observed that people with CIBIL more than 750 points in 80% chances get their loan. So before applying for loan, it is advisable to know your CIBIL score.

Pay max Down Payment:

It is always advisable to the borrower to pay as much as they can as it reduces the principle amount and thus you pay less interest on the principle. So before taking out the loan against the property it is advised to pay maximum down payment.